Positive changes may be coming to the SBA 504 loan program involving manufacturers. Take a look at the link to find out more about these possible changes.

​​On April 5, 2018, SBA released Information Notice 5000-17058 announcing the availability of a 25 year maturity for 504 Loans and the Debentures that fund them. This is in addition to the 10 and 20 year 504 Loan and Debentures that are currently available in the 504 Loan Program. 

​​If you're thinking about getting a commercial real estate loan, consider an SBA 504 loan from So Cal CDC!​

Check out the SBA 504 rates for the month of September!

Rates are updated every month.


More Updates...

  • The voluntary prepayment schedule will stay at 10-years for the 25-year loans, the same as for 20-year loans.
  • The term of the Third Party Loan accompanying a 25-year 504 Loan must be at least 10 years.
  • The fee structure is the same as for 20 year loans and debentures.
  • Rates for the 25 year debenture are determined at the time of funding and are anticipated to be set at a spread above the 20 year debenture rate. Actual rates will not be known until the debentures are presented for sale. SBA expects to offer this Debenture funding monthly.

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